Car Finance

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Car Finance can be either a specialised package where a car is purchased and finance is arranged at the same time for that vehicle or alternatively, when the borrower has found their own car, an any-purpose loan where the finance raised is used to buy the car.

Both types are available below. The car finance package has the advantage of being available for tenants and applicants with bad credit ratings.

 

Car Finance
Typical APR : 19.9%
Loan Type : Secured on the vehicle
Loan amounts : Cost of vehicle
Repayment term : Flexible
Restrictions : over 17 years old. UK resident.
Welcome to Apply : Tenants & Bad Credit (CCJ's, defaults, mortgage arrears, worried you won't get credit)
Insurance : optional
Fees : none
Example : Not applicable
Other :

  • Branches nationwide.
  • MOT on all cars.
  • 6 months free road tax.
  • Usually part exchange offers & incentives.

Find out more and apply online by clicking here.

Unsecured Personal Loans
Typical APR :6.4% on loans between £5,000 and £15,000
Loan Type : Unsecured
Loan amounts : £1000 to £20,000
Repayment term : 1 to 5 years
Restrictions : Good credit applicants only.
Welcome to Apply : Tenants & Homeowners
Insurance : optional
Fees : none
Example : £7500 loan (no insurance) : 60 months @ £145.90 per month = £8745.00
Find out more and apply online by clicking here.

Small Cash Loans
Typical APR : 177% for 55 week loan
Loan Type : Unsecured
Loan amounts : £50 to £500 cash loans
Repayment term : 23, 31 or 55 weeks
Restrictions : consider applications from everybody
Welcome to Apply : everybody.
Insurance : N/A
Fees : none
Example : £500 loan : 55 weeks @ £15 = £825
Find out more and apply online by clicking here.